We understand that life has uncertainties. Even with comprehensive homeowners or auto insurance, there’s a chance that a serious accident could leave you facing financial burdens exceeding your policy’s limits. That’s where umbrella insurance steps in, acting as an extra layer of protection for your peace of mind. Our umbrella policies go beyond the ordinary, providing extra protection for homeowners, vehicle owners, and asset enthusiasts. Allow us to help find the policy that works best for you so you can navigate life’s uncertainties with confidence.

What’s Covered?

• Extended Liability Protection: Umbrella insurance provides an additional layer of liability coverage that kicks in after your primary policies (homeowners, auto, etc.) have reached their limits. This means you’ll have extra financial protection to cover damages or settlements that exceed those limits.
• Broader Coverage: Umbrella policies often offer broader coverage compared to your existing policies. This can include situations that might not be fully covered by your standard insurance, such as certain legal defense fees or even personal injury lawsuits against you.

Why Umbrella Insurance is a Smart Choice:

• Cost-Effective Protection: Instead of significantly increasing the liability limits on your individual policies, an umbrella policy offers a more cost-effective way to extend your overall coverage. You get significant additional protection without breaking the bank.
• Activated When Needed: Umbrella insurance doesn’t come into play unless your primary policies have been exhausted. This means you won’t be paying extra for coverage you might not use every day. But when the unexpected happens, you’ll have that crucial safety net in place.