Woman holding keys out to hand them to another woman. Sitting at desk with paperwork. For dwelling fire policy.
Woman holding keys out to hand them to another woman. Sitting at desk with paperwork. For dwelling fire policy.

Dwelling Fire Insurance

Dwelling Fire policies are great options for someone looking for an alternative to a traditional homeowners policy. Although misleading in the name, dwelling fire insurance can cover much more. Learn more about the basics of this coverage type and see if it is right for you.

What’s Covered?

These policies are for those looking to insure a property that is not their primary residence. It is very similar to homeowners coverage, like the different options in policy types, except that the property must not be the insured’s primary home.

Dwelling fire insurance may benefit someone with:

  • Vacation homes
  • Vacant homes
  • Seasonal homes
  • Secondary homes
  • Rental properties of all kinds (long-term, weekly, monthly, or seasonally)
  • Older homes

Wanting to learn about coverage options?

As a Kansas independent insurance agency, our team can shop different carriers to find the best possible option for you and your circumstances. If you are a first-time landlord, or purchasing a vacation home, we will guide you through the process and ensure you are covered. Or, you can see other personal insurance options Conrade provides.