Indemnity Benefits Plans
Employers can offer a robust voluntary benefits package as they recognize different employees have unique needs. These plans include accident, critical illness, and hospital indemnity benefits plans.
What Coverages Can We Customize For You?
Accident Insurance: Allows employees to offset expenses not covered by their medical plan, such as ambulance transportation, medical tests, intensive care treatment, and rehabilitation.
Critical Illness Insurance: Specifically addresses major health events such as cancer, heart attacks, and strokes. It provides a lump sum that employees can utilize to handle medical costs, compensate for lost wages, and address various expenses including childcare.
Hospital Indemnity Insurance: Offers an additional level of security by providing a lump sum to employees for expenses associated with hospital admissions and stays due to specified injuries and illnesses. Similar to critical illness insurance, employees have the flexibility to utilize the funds as they see fit.
Providing flexibility and choice in healthcare is a key component of a strong employee benefits package. Indemnity benefits plans offer your employees just that. We understand that a one-size-fits-all approach doesn’t work for everyone. Indemnity plans empower your team to choose the doctors and specialists they trust, giving them greater control over their healthcare decisions.