Apr 14, 2025 | commercial insurance, home insurance
Rising property insurance premiums in wind- and hail-prone areas have increased interest in wind deductible buyback (WDBB) insurance. Available as a stand-alone policy that complements primary property insurance, WDBB insurance lets you reduce the deductible for wind...
Mar 11, 2025 | commercial insurance
The insurance market goes through cycles that drive ratings, costs, and coverage availability. A “soft market” is when insurance rates are low, and coverage is easily obtainable. A “hard market” is when rates are high and coverage is difficult to get. Some businesses...
Feb 17, 2025 | commercial insurance
In today’s complex global business environment, companies of all sizes face many ethical issues. Business leaders have a responsibility to develop codes of conduct and ethics that every member of the organization must abide by and put into action. Sound ethical...
Feb 6, 2025 | commercial insurance, personal insurance
Natural disasters cost Americans billions of dollars a year. The National Centers for Environmental Information reports that Kansas has sustained 102 confirmed weather/climate disaster events with losses exceeding $1 billion each. The annual average for the most...
Dec 12, 2024 | commercial insurance, community business
Many entrepreneurs start a business from a single brilliant idea. As that idea is put into motion, the company grows. But along with that growth comes risk. There are over 33 million small businesses in the United States, according to the Small Business...
Nov 15, 2024 | commercial insurance, community business
Vacant commercial properties present unique risks that can jeopardize your property management insurance coverage and expose you to significant financial loss. To ensure your property is adequately protected, it’s crucial to understand the potential risks and...
