Nov 15, 2024 | commercial insurance, community business
Vacant commercial properties present unique risks that can jeopardize your property management insurance coverage and expose you to significant financial loss. To ensure your property is adequately protected, it’s crucial to understand the potential risks and...
Nov 6, 2024 | commercial insurance, employee benefits
Nearly 60% of employees have put off necessary medical care because of cost or insurance issues. More than 40% have delayed care because appointments weren’t available. And 35% have skipped health services for fear of getting or spreading illnesses. In addition, more...
Nov 6, 2024 | commercial insurance, community business
Professional liability insurance covers your business against claims of negligence brought by your clients. Typically, these claims arise because of mistakes or a failure to perform your duties as promised (either actual or perceived). Serving local businesses, our...
Oct 16, 2024 | commercial insurance, community business
Commercial insurance premiums are on the rise across various coverage lines. Businesses are experiencing significant increases at insurance renewal time, primarily due to escalating claim frequency and severity. However, the impact extends beyond higher premiums....
Oct 2, 2024 | commercial insurance
Cyberattacks on businesses are becoming increasingly destructive. In the U.S., the average cost of a data breach is $4.88 million, according to IBM’s Cost of a Data Breach Report 2024. Your response to such events can either contain or exacerbate an incident....
Sep 12, 2024 | commercial insurance, community business
When you welcome visitors to your farm, vineyard or ranch, you also welcome risk. Yet agritourism provides any small commercial farm with growing business opportunities. When you open your farm or ranch to visitors, you risk injuries from equipment, falls, animal...